Secure P2P & Micro Loan
Repayment Agreements
Collect loan repayments automatically with secure DebiCheck authentication. Perfect for personal loans, micro-lending, and peer-to-peer agreements.
How Loan Repayment Works
Simple, secure, and automated loan repayment collection in four easy steps
Create & Share Agreement
Enter loan amount, repayment schedule, and terms. Pay On Time generates a formal agreement to share with the borrower.
Borrower Reviews & Approves
The borrower reviews the loan terms, adds their bank details, and securely authorizes the DebiCheck mandate.
Repayments Collected Automatically
Repayments are collected on agreed dates and paid directly into your bank account.
Track & Verify
Both parties track payment status in real time, view payment history, and download proof when needed.
Transparent Pricing
Simple, affordable pricing with no hidden fees
Agreement Creation & Onboarding
Automated agreement generation ready to share with borrower
Secure DebiCheck mandate setup
Borrower verification and consent flow
Automated repayment collection on agreed dates
Direct payouts into your bank account
Real-time payment tracking and status updates
Full payment history dashboard
Downloadable payment and mandate proof
Failed payment retries & status notifications
Secure, compliant DebiCheck processing
Frequently Asked Questions
Everything you need to know about P2P loan repayments
Ready to Automate Your Loan Repayments?
Start collecting repayments automatically with secure DebiCheck authentication
CREATE LOAN AGREEMENT