Set up automatic payments for personal loans, rent, levies, or group contributions. Your payer approves once, then payments happen automatically on schedule.
Get repaid for personal loans with automated collections and payment tracking
Automate recurring payments for gyms, schools, memberships, and insurance premiums
Automate rent collection with tenant consent and never chase payments again
Collect monthly levies from unit owners automatically with full transparency
Manage stokvels, burial societies, holiday funds, and shared contributions easily
Enter the payment amount, schedule, and dates. PayOnTime generates a formal agreement for you to share with your customer.
The customer reviews the agreement, adds their bank details, and securely authorises the DebiCheck mandate.
Payments are collected on the agreed dates and paid directly into your bank account.
Both parties can track payment status in real time, view payment history, and download proof when needed.
Simple, straightforward pricing with no hidden fees
Setup Fee
Automated agreement generation ready to share with your customer
Customer verification and consent flow
per month
Automated payment collection on agreed dates
Direct payouts into your bank account
Real-time payment tracking and status updates
Full payment history dashboard
Downloadable payment and mandate proof
Failed payment retries & status notifications
Secure, compliant DebiCheck processing